HemAth Advisory

Amrita Kar

Amrita Kar was born in Srinagar and grew up in Bangalore after the forced exodus of Kashmiri Pandits in 1990. After her stint with engineering projects for Indian defense, she now lives in Philadelphia and works for a medical devices company. She has also worked as Executive Secretary of KOA for four years in addition to co-founding the KOA youth program.
She believes that empowered women are the right combination of the masculine and feminine who not just successfully manage a home and excel professionally, but can beautifully "run the world"!

Meena Munshi

Dr. Meena Munshi  has more than three decades of experience in designing and managing of development programs specifically focused on inclusive growth/livelihoods and inclusive and pro-poor institutions and knowledge and learning platforms at the local, national and global levels. She has been a change agent within the World Bank and has spent the last two decades in testing and scaling up of an innovative, bottom-up and results-focused rural development and livelihood model in South Asia and Africa regions using the bottom of the pyramid and holistic approaches. This model has been well recognized within the World Bank and by clients, has won several awards globally, and has been scaled up to thousands of village communities within South Asia and Africa, benefiting millions of poor families. 

Meena has recently left the World Bank to take her dream of helping others to the next level by starting a social enterprise in the USA called Data Analytics, Rating and Tracking (DART, USA), a Fintech that includes tech-enabled wireless solution to the problem of financial exclusion. It acts as a one-stop solution to financial exclusion, by reducing costs, increasing transparency and introducing an innovative methodology to analyze, rate and monitor loan-ready households, who would normally be perceived as high risk by banks.  DART enables households to formulate an informed and tailored solution to their poverty and credit needs, while allowing investors, development agencies, and managers to assess credit risks, monitor and track the repayments, and measure each household's journey out of indebtedness and into prosperity.

 Working directly with the institutions of the poor and transferring knowledge and experience to others is her passion and measuring results and impact on the poor defines her programs on the ground.  The inspirational quote that she believes in is “Be the change that you want to see in this world (Mahatma Gandhi).”


Dr. Indu Kaul Khoda

Dr. Indu Kaul Khoda, a renowned Gynaecologist & Infertility specialist, hails from Srinagar in J&K (India). After completing her Post Graduation in Obstetrics and Gynaecology, she joined the faculty in Govt Medical College, Jammu, where she by dint of her professional and research work rose to be Professor & Departmental head. For her outstanding work she was nominated as Member Governing Body, All India Institute of Medical Sciences in 2013, the position she continues to occupy. She is also Member Academy of Medical Sciences, Fellow Indian College of Obstetrics & Gynaecology, Fellow International Medical Sciences Academy and Member PCOS Society of India. She earlier held the position of President, Federation of Obstetrics & Gynaecology of India- Jammu Chapter. She is on the Editorial Board of International Journal of Medicine & Public Health and also Associate Editor of JK Science Journal of Medical Association & Research.
Besides, her professional achievements, Dr Indu has all along displayed keen interest in various philanthropic acitivties. As Chairperson of J&K Police Wives Welfare Association (2007-2012) she took bold and pathbreaking initiatives for self empowerment of women. Welfare Centres in all districts were revamped and upgraded to create learning and earning opportunities and improve the living conditions of families of police personnel. A 20 room building with attendant facilities was built and dedicated for use of blind girls in a home as part of Civic Action Programme by the Association. 
She has been instrumental in organising medical camps in rural areas lacking adequate medical facilities. She has remained associated with SOS Village for Children for orphans, Old Age Home for abandoned senior citizens and many more social welfare programmes during last several decades.
“Getting associated with HemAth, with Dr. Shakun Malik, as Chairperson is an opportunity to provide succour and help to less fortunate sections of our society. I am hopeful, HemAth will open new vistas of opportunities for migrants in Jammu to rebuilt their lives,” said Dr. Indu.


Neelam Khushu Wali

 Neelam Wali is the Owner and Founder of Printing & Graphic Services, a full-service print and design company operating in the greater Boston area for nearly 30 years. A student of fine arts and a born creative, Neelam immigrated to the United States in the late 1970’s where she met her husband and started her family.
A life-long community activist, leader and artist, Neelam has always championed and supported the causes of those in need. She has served as President of organizations including the Council on Aging as well as the Billerica Chamber of Commerce. In addition, she has committed countless hours to the boards of educational and legacy nonprofits throughout her career. Recognized as Business Champion of the Year, Neelam was appointed by the State Treasurer to Chair the Asian American Commission - a body dedicated to political advocacy on behalf of the Asian American community in the State of Massachusetts.
Neelam currently serves as President of SAHELI Boston, a landmark non-profit organization created by South Asian women 25 years ago to support domestic violence survivors on the path to reclaim, rebuild, and reimagine their lives.
Combining her passion for uplifting women with her background in the arts and community activism, Neelam seeks to secure a brighter future for the women and families in her home region of Kashmir.


Gretchen Phillips

Gretchen is passionate about building organizations that drive innovative, market-oriented solutions to enable inclusive growth, and has worked with a range of organizations to that end.  She lived and worked in India for 5 years, as Director of Strategy for PRADAN, and as a consultant in the social sector office of McKinsey & Company.  Gretchen is currently chief of staff at Omidyar Network, and has also worked with Generation Hope, Techno Serve, and other social ventures. She is a member of the Council on Foreign Relations and serves on the boards of the Global Development Incubator, Aceli Africa as well as Friends of Hope in the Philippines.  Gretchen holds an MPA in international development from Harvard University and has an A.B. in economics, Spanish, and Latin American studies, summa cum laude, from Duke University.


Preeti Wali

Preeti Wali is a Managing Director at Bully Pulpit Interactive where she shapes brand reputation and drives digital integration across paid, earned and owned media for a wide range of clients, which include Fortune 50 brands, executives, causes and candidates. She also focuses on the growth of BPI's New York office.
Prior to joining BPI, she served as vice president of integrated media and marketing in Bite Global’s San Francisco office where she managed client engagements with public companies, startups and venture capital firms. She has also previously served as an associate director in APCO Worldwide’s StudioOnline practice where she led cross-functional teams to develop and implement integrated communications campaigns and engagement strategies for clients and served as digital lead for the Technology practice. Prior to APCO, Preeti was a communications officer at the Grameen Foundation where she shaped and implemented a communications, product marketing and branding strategy to scale the use of the Progress out of Poverty Index across 45 countries.
Preeti has also worked on several political campaigns including the Kerry-Edwards 2004 presidential campaign. Preeti holds a Bachelor of Arts in international affairs, economics and political science from the Maxwell School at Syracuse University. Born in Kashmir and raised in Syracuse, N.Y., she speaks Hindi, Kashmiri and French.